Our 3-step process to Financial & Operational Excellence
Rapid Financial & Operational Health Check
Immediate insight into your financial strengths and blind spots - plus a review of core operational processes, risks and efficiencies
Bespoke Action Plan & KPI/Opex Dashboard
We tailor your action plan with clear financial and operational KPI's, and set up real-time dashboards, ensuring you always know where you stand
On-Demand Expert Partnership
Enjoy flexible, ongoing access to a fractional FD and operations improvement expert, remote or on-site, focused on delivering measurable results
Case Studies
The Challenge: Lack of strategic direction
The Solution: Gained ISO Certifications 9001,14001 &45001, created KPI's, implemented CRMs & designed budgets and forecasts
The Result: Clearly defined roadmap, improved customer satisfaction and visibility over financial performance.
The Challenge: No Visibility over product profitability
The Solution: Overhauled Sage 200 and rebuilt reporting structure including redesign of nominal codes for better margin tracking.
The Result: Consolidated product lines, lead times reduced, improved communication
The Challenge: No budget or controls in place for project already started.
The Solution: Create full project budgeting framework, including better procurement processes and quoting
The Result: Leadership gained full visibility and overspend was brought under control
Common Questions
Is a fractional FD a consultant?
They are a consultant in the sense of being external, but the role is more operational and integrated. At Lock & Ledger we act as part of your leadership team, not just advisors.
Can a Fractional FD work remotely
Yes – most fractional CFOs work remotely with occasional on-site visits. At Lock & Ledger, we blend remote efficiency with in-person support across Somerset, South West and South Wales.
Is a bookkeeper better than a fractional FD?
They serve different roles. A bookkeeper records transactions. A fractional CFO/FD interprets the numbers, drives profit, and shapes strategy. Many SMEs use both, with Lock & Ledger guiding the bigger picture.